Commercial Underwriter
First National Bank Texas
Job Description Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity
Identify exceptions to lending policies and underwriting guidelines.
Ensure compliance with all applicable laws and regulations
Research borrower industry and market conditions
Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk
Prepare written assessment documenting the strengths and weaknesses commercial credit requests
Ensure that accurate and complex loan packages are delivered to approving authorities
Assist in training of analysts
Assist lenders with sales activities and customer contacts
Assist with special projects and performs other duties as assigned
Physical Requirements:
Must be able to remain in a sitting stationary position for extended periods of time
Constantly operate a computer and other office machinery
Ability to lift up to 25 pounds
FNBT is an equal opportunity employer.
Identify exceptions to lending policies and underwriting guidelines.
Ensure compliance with all applicable laws and regulations
Research borrower industry and market conditions
Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk
Prepare written assessment documenting the strengths and weaknesses commercial credit requests
Ensure that accurate and complex loan packages are delivered to approving authorities
Assist in training of analysts
Assist lenders with sales activities and customer contacts
Assist with special projects and performs other duties as assigned
Physical Requirements:
Must be able to remain in a sitting stationary position for extended periods of time
Constantly operate a computer and other office machinery
Ability to lift up to 25 pounds
FNBT is an equal opportunity employer.
Reference: 3181121156